Other Banking Services

In addition to the loans, deposits, bank cards and payments, ProCredit Bank offers other banking services that facilitate work processes and some operations in an enterprise. The installation of ProCredit Bank POS terminals in your commercial outlets enables you to accept cashless payments from any customer who holds either a Bulgarian or international bank card.

The installation of ProCredit Bank POS terminals in your commercial outlets enables you to accept cashless payments from any customer who holds either a Bulgarian or international bank card.

General information

  •  POS terminals from ProCredit Bank (Bulgaria) enable you to take advantage of modern, non-cash payments, thereby giving you the opportunity to increase your sales turnover. 
  •  Your customers may not always have cash with them, but their card enables them to pay directly from their card account – and they can even take advantage an overdraft facility, which gives them access to additional funds.
  •  The POS terminals accept local cards issued by Bulgarian banks, as well as international bank cards carrying the VISA or MasterCard logo.
  •  ProCredit Bank provides free advertising materials and instructions for using the device, as well as offering a free technical maintenance service.

Installation of POS terminals

POS terminals are electronic devices which allow funds to be transferred from the purchaser’s bank account to the trader’s bank account by reading the data on the purchaser’s bank card. They are installed in commercial outlets.

How will a ProCredit Bank POS terminal help your business to expand?

  •  Fast completion of purchase - transactions are authorised in seconds.
  •  Security - the total value of the sale is credited to your bank account.
  •  The risk of human error is reduced - physical counting of money is eliminated. 
  •  Losses caused by accidentally accepting counterfeit banknotes are eliminated - transfers are effected electronically.
  •  You control and regulate your cash stocks, thus eliminating the risk of storing large amounts of cash on your premises.
  •  You save the time and effort needed for physical processing, transportation and depositing the cash at the bank - the money is credited directly into your company bank account.
  •  Increased turnover.
  •  You can service customers who hold foreign VISA cards and MasterCards.
  •  Increase your sales - clients have access to larger financial resources via their card accounts, allowing them to buy freely and to spend money without having to plan ahead.
  •  Increase your competitiveness - you don't need to turn down clients who wish to pay by card (you are probably sending them directly to your competitors).
  •  Enhance your corporate image - you use modern payment methods, thereby increasing your service quality and enabling you to satisfy ever greater customer expectations.

Bank certificates and references may be issued for various reasons such as proving financial stability, when negotiating with foreign companies on joint ventures, when participating in open tenders, etc. They can be used to certify bank loans and guarantees, confirm cash available, account balances and account turnover, etc. depending on each individual case.
ProCredit Bank can issue certificates and references in either Bulgarian or English, depending on your requirements.

To have your certificate or reference prepared: 

All of our outlets are fully equipped with 24 Zones, which provide our clients with access to a comprehensive range of modern banking services in line the best European banking practices. Our convenient 24/7 Zones enable our clients to take advantage of the most frequently used banking services anytime - even outside of business hours. A range of automated machines make it possible for our clients to make deposits and withdrawals, print statements, make payments at any time with ProB@nking and contact our Call Centre.

The self-service areas are open 24/7 and are accessible using a bank card.

Over the counter cash transactions can only be conducted at the following outlets:

  • Sofia, 26 Todor Aleksandov Str.
  • Plovdiv, 25 Maria Luiza Blvd.
  • Burgas, Transportna str.
  • Varna, 31 Yan Hunyadi Str.


The following currencies are accepted at the above outlets: BGN, EUR, USD.

Please see the Bank's price list for applicable fees.


Foreign currency exchange

Transactions in EUR and USD are conducted at the above branches solely for clients of ProCredit Bank.

ProCredit Bank enables you to settle invoices and make payments initiated by third parties with a single signature. This is an up-to-date and convenient way of paying suppliers, utilities or other monthly bills. You can determine an upper limit or term etc., beyond which payment be refused. When an application to debit your account is submitted by a third party, it will only be executed after the bank has checked that it complies with the conditions authorised by you in advance.

More info