Contact us: 0700 170 70
Buying a new home? ProCredit Bank makes purchasing real estate safe and easy.
You will be contacted by a representative of the bank in the shortest time possible.
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Monthly installment 0 BGN / month
Total amount due 0 BGN
Annual percentage rate of charge (APRC) 0 %
APRC 0 %
Interest rate 2.45 %
*Annual percentage rate of charge
| Fees | |
|---|---|
| Request consideration fee | 200.00 BGN |
| Drawing up a package of mortgage documents | 200.00 BGN |
| Collateral evaluation fee /apartment/ | 290.00 BGN |
| Creditworthiness assessment fee - % of the loan amount | 0.15 % |
| Monthly account service fee | 10.00 BGN |
| Property insurance | 0.10 % |
It is important for us to understand more about the financing you are seeking in order to make you an offer.
Expect a call from our team.
Online contract signature via the Evrotrust mobile app.
The loan will be paid into your ProCredit Bank account after the contract being signed.
Housing loan applications can be submitted by Bulgarian nationals (individuals holding a permanent residence certificate) who have a regular income, and a clean tax bill and credit history.
The approved amount of your loan will depend on your income, the self-financed share of the property purchase transaction and the costs you will incur to acquire the desired property. Our advice is to consider your home purchase budget and to set a monthly repayment amount that is comfortably affordable and will not cause an excessive burden to your household.
Our standard policy is to finance 80% of the property price. It is therefore recommended that you are able to self-finance 20% of the transaction amount.
We do finance properties that are still under construction upon terms that are identical to those described above. With this type of transactions it is, however, important that the payment stages of the construction and the loan disbursement stages are time matched. Our experts have a wealth of experience and will be able to offer the best solution.
We only require that your property is insured. Life insurance is not included in the price of the loan.
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One of our employees will contact you regarding your request.