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Housing loan with a fixed interest rate
Plan your dream home with confidence and ease! We offer you a housing loan with a fixed interest rate of 3.50% for the first 3 years and:
- Repayment period up to 30 years
- Preliminary approval
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Calculator
Monthly installment 0 BGN / month
Total amount due 0 BGN
Annual percentage rate of charge (APRC) 0 %
APRC 0 %
Interest rate 3.50 %
*Annual percentage rate of charge
| Fees | |
|---|---|
| Request consideration fee | 200.00 BGN |
| Drawing up a package of mortgage documents | 200.00 BGN |
| Collateral evaluation fee /apartment/ | 290.00 BGN |
| Creditworthiness assessment fee - % of the loan amount | 0.15 % |
| Monthly account service fee | 10.00 BGN |
| Property insurance | 0.10 % |
Steps in the application process
1. Fill in and submit the application form
It is important for us to understand more about the financing you are seeking in order to make you an offer.
2. We will give you a call
Expect a call from our team.
3. Contract signature
Online contract signature via the Evrotrust mobile app.
4. Remittance of the approved loan amount
The loan will be paid into your ProCredit Bank account after the contract being signed.
Useful information
- Financing up to 80% of the market value of the property
- Loan term and currency - up to 30 year in BGN and EUR
- No need to take out life insurance
- Fully online process – from submitting the request to signing the loan agreement.
Example:
For Housing loan „New Home" the amount of EUR 100 000 with salary transfer and a loan period of 15 years, fixed annual interest rate for the first 5 years 3-month EURIBOR + 1.25 p.p., min. 3,50%, application processing fee EUR 100, collateral valuation fee EUR 145, fee for preparing of documents for mortgage registration EUR 100, creditworthiness assessment fee EUR 150: equal monthly installments EUR 717.34 for the first 3 years, total amount due (principal, interest and fees) EUR 131 295.94. Annual percentage rate of charge (APRC) - 3.88%.