Annual interest rate for Current account (for all currencies) – 0.00%*
Annual interest rate for FlexSave account
| Currency | Interest Rate |
| BGN / EUR | 0.45% |
Annual interest rates for Standard Term Deposits
| Currency | Min. amount | 6 months | 12 months |
| BGN/EUR/USD | 25 000 | 0.75%* | 1.25%* |
* In case of prematurity withdrawal а fee in accordance with the Tariff for Legal Entities and General Terms and Conditions for Payment Services will be charged.
All interest rates are annual and accrued on basis 365/360 days.
The following items are negotiated individually:
- Interest rates for companies with balance more than EUR 100 000 on their bank accounts.
- Deposit terms and conditions for financial institutions
For clients with savings and no current account, after 01.01.2018 on maturity date, the deposited funds will start accruing interest at an interest rate of 0%.
Loans to business clients and agricultural producers
| Financing | Interest Rates |
| Loans | upon agreement |
| Credit card (BGN/EUR) | 17% |
| Credit card with cash collateral (BGN/EUR) | 10% |
*All interest rates are annual and accrued on basis 365/360 days.