Interest bulletin for Loans
Loans for small Businesses and Agriculture
| Amount | Interest Rates |
| up to 150 000 EUR | from 5.5% |
| up to 250 000 EUR | from 5.0% |
| over 250 000 EUR | upon agreement |
All interest rates are annual and accrued on basis 365/360 days.
Credit card for business clients
| Credit card (BGN/EUR) | 17.00% |
| Credit card with cash collateral (BGN/EUR) | 10.00% |
Interest bulletin for Deposits and Accounts
Annual interest rate for FlexSave account
| Currency | Interest Rate |
| BGN / EUR | 0.05% |
Annual interest rates for Standard Term Deposits
| Currency | Min. amount | 12 months | 18 months | 24 months | 36 months |
| BGN/EUR/USD | 10 000 | 0.10% | 0.15% | 0.20% | 0.25% |
* Interest rate in case of prematurity withdrawal: Interest rate - 0%.
Current account (for all currencies) - Interest rate - 0%.
*All interest rates are annual and accrued on basis 365/360 days.
*The following items are negotiated individually:
- Interest rates for companies with balance more than EUR 100 000 on their accounts (current accounts/deposits/FlexSave).
- Deposit terms and conditions for financial institutions
*For clients with savings and no current account, after 01.01.2018 on maturity date, the deposited funds will start accruing interest at an interest rate of 0%.
