FlexSave account and term deposit

FlexSave account

A FlexSave account allows you to manage online your savings and through your current account and internet banking.  

The funds in FlexSave give you additional security and can be used for planned future investments or for emergency needs.  

Advantages:

  • Profitability and flexability - earn interest, use the funds when you need them;
  • Unlimited number of free transactions between your current account and your FlexSave account without losing any interest accrued so far;
  • Manage your finances remotely with ProCredit Bank’s secure Internet banking system.
  • Interest rate: 0,15% in BGN and EUR;
  • Minimum balance - not required;
  • Bank charges - no initial or monthly maintenance fees;  
  • Term - indefinite;
  • Interest - accrued each month and paid into your current account. The quoted interest rates are on an annual basis and on a 365/360 accrual basis

Your savings up to BGN 196 000 are guaranteed by the Bulgarian Deposit Infurance Fund (BDIF)

Term deposit

Invest your money in a 12,18, 24 or 36 month term deposit in BGN, EUR or USD. Plan your future with confidence. 

 Currency of standart deposit

Min. balance

12 months

 18 months

 24 months

 36 months

BGN/EUR/USD

5 000

0.50% 0.55% 0.60% 0.65%

*Annual interest rates of standart term deposits for clients with current account, debit card and internet banking.

All interest rates are on an annual basis and on a 365/360 accrual basis. 

 

Your savings up to BGN 196 000 are guaranteed by the Bulgarian Deposit Infurance Fund (BDIF)